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How We Work

Please click on The Crescendo Process to view an illustration of how we work with you.

Each person works through our process on their own schedule and the number of meetings vary based on complexity and your level of organization.   We generally find the following schedule of calls and meetings (in person or via phone conference or web video call) work well (some may not be applicable to your needs):

  • Discovery meeting 
  • Proposal meeting 
  • Onboarding meeting
  • Cash Flow and Spending meeting
  • Investment review
  • Insurance analysis and recommendations meeting
  • Retirement Income Planning
  • Education Funding and Financing 
  • Semi or Annual ongoing Review meetings

Our philosophy is that your financial plan shouldn’t sit in a binder on a shelf.   It needs to be accessible in real time because like the markets your life is ever flowing and changing.   

 We build your plan together, or as we like to call it - Co-Plan.    Once your information is entered into our Financial Planning program,  we dig into the details.   We believe that if the details aren’t right your plan won’t be right, so we spend a fair amount of time double checking things to make sure they all are as you understand them to be.  Then we prioritize with you what areas of your plan we are going to focus on first, second and third and go from there. 

When you do your planning with us, you will receive your own personal secure website which gives you the flexibility to login to your plan at any time. This website allows our clients to see where their plan is today compared to their goals, check on their investments or budget, make updates and even save important documents so they can be easily accessible to them or others when needed.   Your website will also be available to you on your smartphone, so you can be in touch at any time.   

Our first priority is helping you take care of yourself and your family. We want to learn more about your personal situation, identify your dreams and goals, and understand your tolerance for risk. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.