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Retirement Planning

Retirement is frequently top of mind when talking about investing.  This is especially true with the rapid decline of company-sponsored pension plans and the questionable future of Social Security.  As a result, individuals are increasingly aware that they must take charge of savings for their post-working futures.

At Crescendo, we work with you to establish your goals for retirement.  Areas we cover include:

  • timing of your retirement
  • income needs to cover both the basics and the dreams you have
  • help you articulate and think about the amount of $ needed for your desired retirement lifestyle. We’ll help you see what those costs will be not only in today’s dollars but in 10, 20 or 30 years from now, when you retire  
  • We’ll help you think through what retirement looks like to you. Do you want to travel a little or a lot, do volunteer work, move closer to you kids, or buy a boat? 

Once we have helped you articulate these areas we will help you understand what you need to be saving today to achieve these goals.   We will look at what you have already saved in IRAs, Roth IRAs, 401k or other retirement plans.  We will also consider Social Security, Medicare and healthcare cost planning.

As time passes we will revisit your goals see if they are still the same or different.  We will review where you are compared to your goals, discuss what if any changes you would like to or should make and then continue that process each year getting more and more detailed as you get closer to your retirement. 

We look forward to partnering with you to think through and save for this long-anticipated goal. 


Additional Resources

Women and Retirement Planning

Retirement Plan Considerations at Different Stages of Life

Five Keys to Investing for Retirement

Rightsizing for Retirement

Retiring the 4% Rule

Your Changing Definition of Risk in Retirement